High Volume + Earnings Credit

First PREMIER Bank

Leverage Your Balance to Offset Fees

Designed for business with a higher transaction volume and more complex cash management needs.

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Female cashier

For High Volume Businesses with Earnings Credit

  • No minimum balance
  • Earnings credit to offset banking fees3
  • $15 monthly maintenance fee7,8,9
  • Per withdrawal charge of $0.155
  • Per deposit item charge of $0.106
Male making mobile check deposit

FREE Online & Mobile Banking

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More Benefits & Solutions

Reliable Security & Fraud Protection

Security & Fraud Protection
  • 24/7 fraud monitoring
  • EMV chips & PIN protected debit cards
  • Zero Liability® Fraud Protection
  • Multi-factor authentication and strong encryption
  • Instant lock/unlock lost or stolen debit cards
  • Available Positive Pay for added security


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Controlled Access To Your Accounts
  • Manage account via Online & Mobile Banking
  • Add/remove authorized employees
  • Establish individual debit card spending limits
  • Customize access to accounts and eStatements
  • Monitor transactions and spending
  • Access eStatements for easy reconciliation


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Get Started Today!

Whether you’re starting from scratch or transferring your account, our business bankers can help you select a checking account to support your business needs.

Disclosures

{1} Interest not paid on days the balance falls below $500.

{2} At our discretion, we may change the interest rate daily. Interest is calculated using the daily balance method. Interest is compounded.

{3} Earnings credit rate may change and will be shown on the Deposit Account Rate Schedule.

{4} "Transaction" refers to any combination of items, paid or unpaid, including paper and electronic. 150 free total transactions represents a combination of withdrawals & deposits before withdrawal and deposit fees apply. First PREMIER will assess a cost-per-excess transaction fee over transactions allowed per statement cycle.

{5} "Withdrawal" refers to any transaction whether initiated in person, by check, draft or similar paper instrument, or any transaction initiated electronically through electronic funds transfer. Withdrawals fees to not apply to transactions made using a First PREMIER Bank Debit Card, transactions initiated through wire transfer, transactions initiated through Online Bill Payment, or transfers initiated through Business Online Banking.

{6} “Deposit" refers to all deposit transactions. Deposits do not include transactions or transfers made at an ATM, through Remote Deposit or Mobile Deposit, or transfers made through Business Online Banking.

{7} A $5 monthly paper statement fee is assessed to customers receiving paper statements.

{8} Regulatory Assessment Fee equal to the product of the Average Daily Ledger Balance multiplied by 0.15260%, then divided by 365, and then multiplied by Days in Statement Cycle.

{9} Negative Collected Balance Fee equal to the product of the Average Collected Negative Balance multiplied by the Negative Collected Balance Fee rate, then divided by 365, and then multiplied by Days in Statement Cycle. The Negative Collected Balance Fee rate is included in the Deposit Account Rate Schedule.

{10} Restriction apply. See Business Credit Card Agreement for details.

 

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