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Checking
Personal Checking
Flexible personal checking accounts with FREE Online and Mobile Banking, Bill Pay, eStatements, Mobile Deposit and more.
Learn MoreOur FREE+ Checking account comes with no hidden surprises, hassles or monthly maintenance fees.
Maintain a total monthly deposit relationship of $15,000 and gain benefits like free checks, reward rates on CDs and more.
This secure and easy payment method gives you access to 33,000+ surcharge-free ATMs nationwide.
Ensure your personal checking account has sufficient funds to cover payments and purchases.
Learn how First PREMIER protects you and how to protect yourself from security breaches and fraud.
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Online & Mobile
Online & Mobile
First PREMIER Online and Mobile Banking are FREE and feature-rich, giving you 24/7 access and control over your accounts.
Learn MoreAnalyze spending patterns, plan a budget and more with these free tools.
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Savings & CDs
Savings & CDs
Keep ready cash on hand with an array of savings options from First PREMIER Bank.
Learn MoreThe PREMIER Kids Club Savings account helps kids 12 and under learn the value of saving early.
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Loans & Credit Lines
Loans & Credit Lines
Planning a large purchase or consolidating debt? We have competitive rates on personal loans and flexible lines of credit!
Learn MoreCompetitive rates on personal, auto, home improvement, debt consolidation loans and more.
Enjoy flexible, easy access to cash when you need it most. Select from several, flexible options.
Get extra purchasing power and cash when you need it with a basic, revolving line of credit.
Fund home improvements, consolidate debt or other expenses with this secured line of credit.
For higher income individuals, extra spending flexibility and payment options you’ll love.
When it comes to making your loan payment you have several free and easy options.
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Mortgages
Mortgages
Competitive rates for home mortgages, construction loans, refinancing and more.
Learn MoreCompetitive mortgage rates with online application, fast processing, local decisioning and personal support.
Leverage your home equity to help fund home projects, gain more favorable rate and terms or consolidate debt.
First PREMIER Bank specializes in jumbo loans with competitive mortgage rates and fees.
Apply for a mortgage online today and receive fast processing, online status reporting and personal support.
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Investing
Investing
Simple-to-complex investing, financial and retirement planning and investment management for investors at any life stage.
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Wealth Management
Wealth Management
Private banking, hands-on financial and investment planning, portfolio management, estate planning and personal trust services.
Learn MoreProtect your assets and provide for the people and causes you care most about with an estate plan or personal trust.
Learn about the unique opportunities and benefits realized by establishing your trust in the state of South Dakota.
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Students & Parents
Students & Parents
Explore our unique offerings for students and parents. From college checking accounts to paid internships and scholarships.
Learn MoreShow your school pride with a Dakota State University or University of South Dakota branded First PREMIER Bank Debit Mastercard®.
Show your love for Dakota State University and give back to the university’s foundation with a First PREMIER Bank DSU Debit Mastercard.
Undergraduate and Graduate Student Loan options through our partner, Ascent. No application fee and flexible repayment options.
Mobile Wallet
Speed Your Way Through Checkout
Leave your traditional bulky wallet at home. Use your phone or other mobile device to pay faster and easier at checkout.
Mobile Wallet Basics
Simply add your First PREMIER Bank Debit Mastercard® to the mobile wallet of your choosing. Pay with a simple tap of your smartphone, smartwatch or tablet at checkout. It’s a fast, secure and contactless way to pay.
How it Works
- Simply download and/or open your mobile wallet
- Load your debit card number
- Add pin or other security measures as instructed
- Hold or tap your device at checkout as instructed
- Track transactions in one convenient place1
Secure & Streamlined
- Speed your way through checkout
- Disable mobile wallet online if your device is lost or stolen
- Receive Zero Liability® Protection coverage for all First PREMIER Bank Debit Mastercard® purchases
- Pay without displaying your full card number to merchants
Getting Started
Choose a Wallet
Select the mobile wallet app that works best for you.
- One may already be installed on your phone
- Others are available for download in your app store
- Do some research to select a wallet with features you like best
- Check to see which wallets the merchants near you accept
Available Wallets
First PREMIER supports the following mobile wallet applications:
Frequently Asked Questions
How do I get the Mobile Wallet app?
You can download the mobile wallet from your respective App Store and follow the instructions on how to add your First PREMIER Bank Debit Mastercard.
What Mobile Wallets work with my First PREMIER Bank Debit Mastercard?
You can use your First PREMIER Bank Debit Mastercard with Apple Pay, Google Pay, and Samsung Pay.
What is Mobile Wallet?
A Mobile Wallet is digital form of your First PREMIER Bank debit card information on your mobile device. You can pay for purchases without using your physical plastic debit card.
Disclosure
{1} Mobile Wallet features and functionality vary. For specific information for your mobile wallet, please consult the individual wallet pages for instructions. Mobile wallets are similar with regards to the features and security measures they offer. The right one for you depends on your personal preference, the device you are using, the type of credit and debit cards you have, and how you wish to interact with your apps.
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Loans & Credit Lines
Competitive rates on loans of all sizes, lines of credit and more. We make our lending decisions locally.
Competitive rates on loans of all sizes, lines of credit and more. We make our lending decisions locally.
Save for the Future
We can help you invest wisely with solid investment advice and access to an array of funds.
We can help you invest wisely with solid investment advice and access to an array of funds.
Why Bank with Us?
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
Loans & Credit Lines
Competitive rates on loans of all sizes, lines of credit and more. We make our lending decisions locally.
Competitive rates on loans of all sizes, lines of credit and more. We make our lending decisions locally.
Save for the Future
We can help you invest wisely with solid investment advice and access to an array of funds.
We can help you invest wisely with solid investment advice and access to an array of funds.
Why Bank with Us?
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
As one of the nation’s strongest capitalized banks, we’re also debt-free. Learn more!
Help & Contact
Legal Notices
Member FDIC | 
Equal Housing Lender