Free Debit Mastercard®

First PREMIER Bank

Spending Options + Added Benefits

Reach for your First PREMIER Bank Debit Mastercard when you’re buying online, in the store or using your favorite P2P, store loyalty or mobile wallet app. Purchase with peace of mind knowing you’re protected with the latest security technology and 24/7 real time fraud monitoring on debit card purchases.



cashier taking credit card

Card Features

Contact Us
man wearing headset

Fraud Prevention

  • 24/7 real time fraud monitoring on debit card purchases
  • EMV chip technology for fraud protection
  • Zero Liability® Protection for debit card purchases
  • Set up account alerts and monitor spending and activity via the mobile app
  • Instantly lock/unlock lost or stolen cards via Online or Mobile Banking
  • Quick and easy replacement support
Learn More
man wearing headset

Additional Mastercard® Benefit

  • Mastercard® ID Theft Protection™
  • Extended Warranty
  • Satisfaction Guarantee
  • Mastercard Global Service
  • Mastercard Airport Concierge™
Learn More
ATM Machine

Extensive ATM Network

  • Use your debit card to access cash at one of 33,000+ surcharge-free MoneyPass® ATMs
  • Find at ATM online


Important Details

Lost or Stolen Debit Card?

Lock or unlock lost or stolen debit cards via Online and Mobile Banking. To replace your card simply walk into a branch1 to request replacement or call Customer Care.

Call (800) 501-6535 M-F 7 am – 10 pm; SAT 9 am – 5 pm

Traveling Out of State?

To minimize interruptions on transactions, let us know if you’re traveling. Call Customer Care and we'll adjust your fraud monitoring to ease you on your way.

Simply call (800) 501-6535 M-F 7 am – 10 pm; SAT 9 am – 5 pm

More for Students

University Debit Mastercards®

Show your school pride with a Dakota State University or University of South Dakota branded First PREMIER Bank Debit Mastercard®. The debit card is free with any First PREMIER checking account. Choose either USD or DSU in our online account opening or visit a First PREMIER Branch.

First PREMIER Bank

Frequently Asked Questions

What do I do if my debit card is lost or stolen?

You can temporarily suspend and then reactivate or permanently deactivate your active First PREMIER Bank Debit Mastercard® within the Online Banking system or Mobile Banking app. Go to the Menu, choose "Services" and click on "Card Services." You can also call our Customer Care Center 800-501-6535. To report your card lost or stolen after normal business hours, please call 888-297-3416.

How can I change the limit on my debit card?

To request a change on your daily limit on your debit card, call Customer Care at 800-501-6535.

What should I do if I notice a suspicious transaction on my account?

If you notice a suspicous transaction, please contact Customer Care right away at 800-501-6535.

I'm traveling out of state, should I let the bank know?

It is important that you let us know when you're traveling out of state to ensure that there is not a disruption with using your debit card. You can call Customer Care during normal business hours or send us a secure message through Online Banking/Mobile Banking by selecting the "Messages" menu to let us know when and where you'll be traveling.


{1} Instant issue is not available at the following branches: Wakonda, Lake Norden, Castlewood, Kranzburg, and Watertown on 5th Street.



You May Also Be Interested In