Students & Parents

First PREMIER Bank

Student-Friendly Accounts

First PREMIER is the bank you take to school. Our robust online and mobile tools keep students and parents connected, even at a distance. Along with college checking accounts, we offer flexible student loan options, university debit cards, internships, scholarships and financial support for our state’s public and private schools.

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FREE Checking

  • No monthly maintenance fees or minimum balance
  • Free Online and Mobile Banking 
  • Free P2P transfers from First PREMIER linked accounts
  • Free 24/7 Fraud Protection and account alerts
  • Free spending and budgeting tools
  • Optional overdraft protection 
  • Access to 33,000+ surcharge-free MoneyPass ATMs nationwide


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Flexible Student Loans

  • Co-signed or non-cosigned options with Ascent
  • No application fee
  • Affordable rates for graduate and undergraduate programs
  • Flexible repayment plans
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USD and DSU branded debit cards

USD and DSU Debit Cards

  • Show your school pride
  • Free with any First PREMIER Checking account
  • Great for students, parents and alumni
  • Instant issue where available1
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Internships & Scholarships

Each year, First PREMIER Bank awards 18 community scholarships to deserving students attending qualifying South Dakota schools.

More For Students

Take Your Account to School. Keep it for Life.

First PREMIER Bank is with you in every stage of life. From your first savings account to your retirement planning, we are committed to providing you with the products, services and guidance you need to make financial decisions. Stop in and talk with one of our bankers or visit our Financial Wellness Center for insights and interactive learning.

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First PREMIER Bank
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Paying for College

Paying for education can seem expensive and overwhelming. Our interactive module will help you understand the costs and help navigate the process.

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Collegiate Support

First PREMIER Bank is a proud supporter of higher education. See how we’re committing our resources to universities, colleges and technical schools in our state.

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{1} Instant issue is not available at the following branches: Wakonda, Lake Norden, Castlewood, Kranzburg, and Watertown on 5th Street.